The minimum qualifying investment for Cyprus Permanent Residence is €300,000. Depending on the selected route, the investment can be made in a qualifying new residential property, other real estate, a Cyprus company, or eligible Cyprus investment funds. Applicants must also demonstrate secure annual income of at least €50,000, plus additional income requirements for a spouse and dependent children.
Let's look at each investment route.
Buy a New House or Apartment
The applicant can purchase a:
from a Leptos Estate Property Development Company.
The property must be a first sale and have a value of at least:
€300,000 + 19% VAT
The official policy requires the qualifying investment to be properly documented and the funds to come from abroad.
Important for investors
The €300,000 should not be viewed as the entire budget.
Investors should also consider:
- VAT
- Legal fees
- Property transaction expenses
- Government/application fees
- Insurance
- Translation and certification
- FREEVISA professional costs
1. Where Must the Investment Money Come From?
The funds used for the Cyprus investment must be demonstrably transferred to Cyprus from abroad, rather than being the result of domestic borrowing.
The official policy states that investment funds must come from the applicant's or qualifying spouse's bank account and be transferred to the relevant account in Cyprus.
Therefore, investors should maintain clear documentation showing:
- Bank transfers
- Source of funds
- Investment payment
- Property purchase
- Seller's account
- Relevant financial records
This is particularly important for entrepreneurs whose wealth comes from multiple businesses or investment sources.
4 Qualifying Investment Categories
Option A: New Residential Real Estate
Purchase of a new house or apartment from a development company (first sale) with a contract value of at least €300,000 + VAT. Resale residential properties do not qualify.
Option B: Other Commercial Real Estate
Investment of at least €300,000 in commercial real estate such as offices, shops, hotels, or combinations thereof (can be new or resale).
Option C: Cyprus Company Share Capital
Investment of at least €300,000 in the share capital of a physical company registered and operating in Cyprus, employing at least 5 personnel.
Option D: Cyprus Investment Funds (AIF / UCITS)
Investment of at least €300,000 in units of a Cyprus Collective Investment Organization (AIF, AIFLNP, RAIF).
Calculate Your Cyprus Investment Budget
Our immigration specialists will review your income structure and assist you in selecting qualifying properties that meet all legal criteria.
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