How Much Money Do You Need for Investment Migration?

How Much Money Do You Need for Investment Migration?

The amount depends on the country, program, investment route, family size and additional government and professional fees. There is no single global minimum. As a practical starting point, current programs can range from roughly €300,000 for certain European residency routes to US$235,000 for Grenada's National Transformation Fund route, while some programs require substantially more. Here are examples relevant to investors researching Europe and the Caribbean.

Greece

Greece has several investment routes, and the minimum is not simply €250,000 everywhere.

Under Greece's current rules, the standard real-estate threshold is generally:

  • €800,000 in specified high-demand areas
  • €400,000 in other areas
  • Certain qualifying properties can still around the €250,000 route

The Greek government specifically confirms the €800,000 and €400,000 thresholds, while special €250,000 routes exist for qualifying property situations.

This is why investors should not choose a property simply because an advertisement says “Greece Golden Visa €250,000.”

The property itself must qualify under the applicable legal route.

Internal link:
 Greece Investment Migration Program

Cyprus

Cyprus currently requires a minimum investment of €300,000 for its expedited investor immigration route, depending on the investment category. The official Cyprus Migration Department lists qualifying options including certain residential property, other real estate, Cyprus company share capital and investment funds.

Applicants also need to meet additional financial and eligibility criteria.

Internal link:
 Cyprus Permanent Residence by Investment

Grenada

Grenada's Citizenship by Investment Programme currently lists a minimum US$235,000 contribution to the National Transformation Fund. Its approved-project real-estate route has different requirements; the official agency states a US$270,000 minimum for qualifying shares, alongside applicable government contribution and other fees.

For a family, the total cost must therefore be calculated based on:

  • Number of applicants
  • Investment route
  • Government fees
  • Due-diligence fees
  • Processing fees
  • Legal/professional costs

Internal link:
 Explore Grenada Citizenship by Investment

"Note: The FREEVISA website currently presents Grenada as one of its investment-migration destinations; the specific Grenada page should be linked once its current URL is confirmed in the site's CMS."

Malta

Malta's Permanent Residence Programme has a substantially different cost structure.

The official Residency Malta materials currently list:

  • €375,000 minimum qualifying purchased property or €14,000 annual qualifying rent
  • €30,000 government contribution for applicants purchasing property
  • €60,000 government contribution for applicants leasing property
  • €50,000 non-refundable administrative fee
  • €10,000 for each dependant
  • €2,000 donation
  • Minimum capital-assets requirements of €500,000, including €150,000 in financial assets, or €650,000 including €75,000 in financial assets.

Therefore, the headline investment amount is not the same as the total financial requirement.

Internal link:
 Malta Residency by Investment

Investment Migration Budget: What Should Entrepreneurs Actually Calculate?

Instead of asking:

“What is the minimum investment?”

Ask:

“What is my total program budget?”

A useful calculation is:

Total Budget = Qualifying Investment + Government Fees + Professional Fees + Due Diligence + Property Costs + Family/Dependent Costs + Other Expenses

For example:

Cost category

Investment Government fees Due diligence Legal fees Agent fees Property costs Family Travel Other

What to check

Property, fund or government contribution Application and processing Applicant and dependants Lawyer / immigration counsel Professional service fees VAT, taxes, registration Spouse, children, parents, dependants Biometrics/interviews if required Translation, certification, insurance

Residency vs Citizenship: Which One Should Entrepreneurs Choose?

What Should Cambodian Entrepreneurs Do Before Investing?

  • Is the program currently open?
  • What is the official government minimum investment?
  • What is the total cost?
  • Is the migration company authorized?
  • Who is the licensed lawyer?
  • Where will my investment money be transferred?
  • Is there an escrow arrangement?
  • What happens if my application is refused?
  • How long does the process realistically take?
  • What rights do I actually receive after approval?
"If a company cannot clearly answer these questions, do not rush to transfer your money."

Understanding Where Each Dollar Goes

Government Contributions

Direct application, processing, biometrics, and statutory contribution fees paid directly to the sovereign government treasury.

Independent Due Diligence

Mandatory background investigations conducted by international intelligence agencies on behalf of the government for all adult applicants.

Real Estate Taxes & Legal

Property transfer taxes, VAT, title registry fees, and independent conveyancing legal counsel representing the buyer.

Family Surcharges

Incremental fees for spouses, minor children, dependent students aged 18-25, and dependent elderly parents.

Conclusion

For Cambodian entrepreneurs, investment migration can be a strategic tool for building global mobility, family flexibility, international investment opportunities and long-term options.

But the right program depends on the investor.

A successful entrepreneur should evaluate four things together:

Investment + Family + Business + Long-Term Goals

The cheapest program is not necessarily the best program, and the strongest passport is not necessarily the most suitable solution.

The right approach is to compare the legal requirements, total cost, family benefits, investment structure, mobility benefits and long-term objectives before making a decision.

Explore FREEVISA's Investment Migration Programs

FREEVISA – Investment Migration Programs

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